Business insurance keeps getting rejected but it is compliant

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Seller_pPsrm1LU7drvL

Business insurance keeps getting rejected but it is compliant

I've submitted my business insurance to Amazon 5 times now and it keeps getting rejected even though my policy meets all of the requirements.

The latest issue is:

"-- Your policy does not cover your sales through the Amazon.com store or specifically provide coverage in the USA jurisdiction."

I have Amazon.com Services LLC and its affiliates and assignees listed as an additional insured, so I am not sure what the issue is.

Has anyone else had this issue?

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Seller_7LrAV0m5llaI7

so I am not sure what the issue is.

Broken AI

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Micah_Amazon

Hello @Seller_pPsrm1LU7drvL,

Thank you for reaching out. I see that it has been advised that Amazon is listed on your insurance policy as a Certificate Holder however needs to be listed as an Additional Insured. This is the reason for the rejection. Please work with your insurance provider to make the necessary changes and resubmit the COI.

Below are all the requirements for commercial liability insurance:

1. The insurance policy type can be either commercial general, umbrella, or excess liability and be occurrence based, except for certain product categories that are outlined in the Frequently asked questions;

2. The policy limit must be at least USD 1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, products/completed operations and bodily injury;

3. The deductible for any policy(ies) must not be greater than $10,000. Any deductible amount must be listed on your Certificate of Insurance;

4. The policy must cover all sales from products you have listed on the Amazon.com store;

5. The policy must name "Amazon.com Services LLC and its affiliates and assignees" as additional insureds;

6. Except for single-member LLCs, your insured name must match the “legal entity” name you provided to Amazon in your Account Info. For single member LLCs, where your legal entity name is different than the name you publicly use to identify your business (“trade name,” “doing business as,” or “DBA”), it is also acceptable for your insured name to match your trade name;

7. Your insurance provider must have global claim handling capability and a financial rating of S&P A- and/or AM Best A- or better (if S&P or AM best is not valid or used in the country where you are required to obtain insurance, a local equivalent is allowed);

8. The policy must be completed in its entirety and signed; and

9. Your insurance provider must give Amazon at least 30 days’ notice of cancellation, modification, or nonrenewal.

Please let me know if there are any other questions here.

Cheers,

Micah

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Seller_JyS7Z0FvumCow
In reply to: Micah_Amazon's post

Hi Micah, can you please help me with this too? My CASE ID 15288209001 . Thank you!

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Micah_Amazon

Hey @Seller_JyS7Z0FvumCow,

Sure, I will respond to your discussion found HERE.

Cheers,

Micah

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Micah_Amazon

Hello @Seller_JyS7Z0FvumCow,

Thanks for your post. Please let me know if you have any additional questions.

Cheers,

Micah

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