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Commercial insurance BS or legit for .CA sellers?
Hello, All.
-
I reached a position where I am too confused; counting on some help here!!!
About a month ago, they posted a mandate for: “Commercial Insurance”. Fun…….
By all means, another operational cost is passed down to sellers. Let alone the increasing fees, and increased FBA costs – w/ stagnating inventory in the unfulfillable section for years….
As a .CA seller, are we REQUIRED to provide a: “Commercial Insurance”??
●I went over the ORIGINAL announcement multiple times and it states to see on .CA if you exceed
<< https://sellercentral.amazon.com/help/hub/reference/G200386300?ref=sp_email >>
●However, check this notification that we received today: CLEARLY STATES: AMAZON.COM. On Amazon.com, we barely sell anything… And thus do not exceed 10k/month for Amazon.COM. For .CA yes!!!!!!!!!!!
●Then, I clicked on the section where it states Submit Proof “COI”.
That brings me to another page CLEARLY INDICATING:
***We are a Canadian-based team; not US…… Why would I open one for another marketplace????
QUESTION: And please, even if it is the STUPIDEST question you have seen in your life, can someone who knows what they are doing SIMPLY SAY: YES/NO and HOW.
1) GIVEN THAT YOU SELL MORE THAN 10K/MONTH in .CA , do you need that: “Commercial Insurance”?
Although stated in the original announcement that YES, no place to submit it in the .CA marketplace….
What is even Amazon.COM related to us – Canadian marketplace focused sellers………. Sellers that have few products in .COM, it is completely separate.
2) What happens if I do not submit that: “Commercial Insurance” (even if I wanted, there is no place for it)
3) We do not sell nearly as much in the .COM, why do I need to open one for the .COM????
Amazon can open their multi- GAZILLION bank account and take 0.0000001% of sellers FEES collected to collectively insure us…. For free. At least that…. Let alone losing our FBA shipments and saying Opsyyyy, can not find it for 6.5 months…..
<<<< Can someone please!!!!!!!!!! explain >>>> Yes, no? Maybe??? Maybe after? Maybe never......
Scared to reach seller-support, expecting a copy-paste response of the main announcement....
18 replies
Seller_zeFcCxS46gcIy
Regardless of Amazon’s policy for Canada/US, it’s good business practice to have Commercial General Liability insurance. Otherwise you risk having to file for bankruptcy should be sued and obviously the more you sell, the more opportunities there are for that to happen. Getting a CGL is not that expensive and gives you peace of mind.
Seller_y7W9ccUlauftE
Another discussion:
sellercentral.amazon.ca/seller-forums/discussions/t/03904636-4d03-427d-869a-1dc57a2cb781
Seller_Ga51313PVkxKp
@Sunnie_Amazon can you PLEASE help and shed some light on that?
I remember that you were the one helping me a lot in one previous post, bout a year ago...
Seller_Ga51313PVkxKp
On top of that, Zenassurance WILL not cover companies that work from QC areas.
What is this BS? Can anyone help
Jurgen_Amazon
Hello @Seller_Ga51313PVkxKp,
Thank you for contacting Amazon Forums.
In order to answer your questions, I have reviewed the Amazon Services Business Solutions Agreement help page and the other resources available, all of them included below.
Next, I will include a list of three answers which will respond to the three questions you asked.
- Yes. Further details can be found in the help page mentioned above.
- For you to submit the information, you can access the Business Insurance page. If the system is not showing the option for you to submit it, you can report that to Selling Partner Support, creating a case. That way, the team in charge will review your case and work on that.
- As per the Help page: Commercial Liability Insurance Policy, I quote, Amazon will consider exceptions to these requirements on a case-by-case basis if you are unable to secure a policy that meets these requirements. For more information about our requirements, go to Frequently Asked Questions section in the Business Insurance page. Thus, you might need to escalate your case for them to analyze if you need to provide this for US (.com) or just for Canada (.ca).
Do not hesitate on contacting Selling Partner Support in case of any follow-up question related to this topic.
Jurgen
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