Marcus loans have decent rates, underwriting guidelines are very conservative.
received an invite to apply for a Marcus Personal Loan last November.
FICO was 757. total debt to income ratio under 50%.
standard boiler-plate turn down notification received minutes after loan submission;
“we’re sorry we are unable to approve you for a loan at this time, you will be receiving our reason(s) for declining within 7-10 business days by mail”.
be interesting to hear the feedback from marcus loan applicants on this forum in couple months.